Terms and Conditions

Customer agrees to:

1.       Accept responsibility for maintaining the confidentiality
          of your account number and passcodes and for restricting
          access to your account number and passcodes.
2.       Accept responsibility and liability for all activities that
          occur under your account or passcodes whether lawful
          or unlawful. You are also solely responsible for all uses
          of your account and passcodes, whether or not actually or
          expressly authorized by you.
3.       Authorize the Conference Group to charge this credit
          card at the end of each monthly billing period for all
          usage during the billing period, or at a more frequent 
          interval, at the Conference Group's sole discretion.
4.       Promptly notify the Conference Group of changes to:
          (i) the credit card account number or expiration date
          of this credit card; and 
          (ii) your billing address associated with this credit card. 
          In the event that you cancel this credit card or it is 
          otherwise terminated, you must immediately provide us 
          with a new valid credit card number and associated information.
5.       Authorize the Conference Group to verify this credit card
          with an authorization of $50. This is NOT a prepayment or
          charge to your account, but be advised that it may affect the
          immediate availability of funds.
6.       Indemnify, defend and hold harmless the Conference Group,
          its affiliates, officers, directors, employees, consultants and
          agents from any and all third party claims, liability, damages
          and/or costs (including, but not limited to, attorney's fees)
          arising from your use of this service, your violation of these
          Terms & Conditions or your infringement.
7.       Represent and warrant that you are at least 18 years of age
          and that you possess the legal right and ability to agree to these
          Terms & Conditions.
8.       Customer agrees to pay any collection cost incurred to collect
          the unpaid balance, including but not limited to interest on the
          unpaid balance as allowed by the state law and any reasonable
          attorney fees and/or collection costs incurred.

The Conference Group agrees to:

The Conference Group will not sell, trade, or disclose to third parties
any customer information, including customer names, email address,
phone numbers and addresses, except as required by subpoena,
search warrant, or other legal process or requirement or in the case of
imminent and/or as required to fulfill service obligations of this account.

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